For a town this size, Estes Park has a decent number of places to bank, and nearly all of them sit within a couple of kilometers of Elkhorn Avenue. Nine listings here, all in the valley, cover banks, credit unions, a couple of lenders and a stand-alone ATM.
Nine places to bank is plenty for a mountain town. Pick on how you live here: the drive-up ATM downtown if you pass through every day, the credit union if you like membership terms, and call before counting on a Saturday.
Downtown
Out on East Wonderview, next to Bart's Liquor and a few doors from Rocky Mountain Pharmacy and The UPS Store, this is the town's Meritrust Credit Union branch. Longtime members knew it as PMCU, back before the rebrand.
Financing a mountain house is its own specialty, and it's the one Harriette Woodard works in at Bank of Colorado. She writes mortgages for primary residences and vacation homes, so both year-round locals and second-home buyers end up at her desk.
Sharing a Big Thompson Avenue address with the Estes Chamber of Commerce, near the Visitor Center, this branch of a family-owned Colorado bank covers checking, savings and CDs, auto loans, credit cards, and mortgages including construction and home equity loans, with a Bank of Colorado mortgage lender right next door. Helpful tellers are the one thing everyone mentions.
Just off downtown on St. Vrain Lane, steps from Bond Park and the Riverwalk, the Bank of Estes Park keeps its office next to Richardson Team Realty and a short walk from Claire's Restaurant and Bar.
KeyBank's Estes Park branch is on Big Thompson Avenue, a couple of blocks from the Visitor Center and a short walk from the Stanley Hotel, in the same building as Rocky Mountain Deli and the Time Emporium escape rooms. It is a full branch of the Cleveland-based national bank: checking and savings, credit cards, loans, mortgages, health savings accounts, and retirement and investment accounts.
Not every errand can be done on a phone, and for the ones that can't, the Bank of Estes Park keeps its branch on Park Lane, a tenth of a mile from Bond Park, right next to Richardson Team Realty and close to Claire's Restaurant and Bar. Helpful staff is the thing people mention, which is about all anyone asks of a small-town bank.
In the medical center building on Prospect Avenue, half a mile from downtown, Bank of Colorado runs a branch with the full set of personal and business accounts. Checking, savings, money market and CDs cover the everyday side.
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Names repeat. Bank of Colorado shows up as a branch and as a mortgage lender, and Bank of Estes Park appears twice, so check which listing you want before driving across town. The ATM listing is a machine, not a branch, and should not be counted on for anything else. Several branches sit within a short walk of each other downtown, which makes comparing them easy if you are in town for the day.
The mix is useful. Meritrust Credit Union offers checking, loans, credit cards and share certificates. U.S. Bank has a downtown branch on East Elkhorn with a drive-up ATM and free parking, and KeyBank offers checking, loans, mortgages and health savings accounts. Harriette Woodard at Bank of Colorado Mortgage focuses on mountain property.
Three of the nine list weekend availability, but hours vary and can shift with the season, so call before planning a weekend visit around a branch. If you need a business account, ask each office what documents it wants, since seasonal businesses here often have uneven income through the year. Ask about ATM fees if you use a card from another bank, and about the nearest branch if you spend part of the year elsewhere.
The page lists Bank of Colorado, Bank of Estes Park, KeyBank and U.S. Bank, plus Meritrust Credit Union. All are in the valley. Some names appear more than once, so confirm the address before you go.
Yes. Meritrust Credit Union, formerly known as PMCU, has a branch in Estes Park. It lists checking, savings, auto loans, personal loans, credit cards and share certificates for members, with business accounts as well.
Three of the nine listings show weekend availability, including Harriette Woodard at Bank of Colorado Mortgage and a Bank of Estes Park listing. Hours change with the season, so call ahead before you plan around a Saturday.
U.S. Bank sits on East Elkhorn Avenue with a drive-up ATM and free parking. Bank of Estes Park is also listed within about a tenth of a kilometer of downtown, so both are close to the main strip.
